Michelle Josias

Welcome To The Michelle Josias Agency, Where Community and Compassion Unite!

My name is Michelle Josias, and I’m thrilled to be the proud owner of our agency located at 1955 Springfield Ave in Maplewood, NJ. As a woman business owner deeply rooted in this vibrant community, I understand the unique dreams and challenges we face together.

As the school year gets underway in Maplewood, NJ, now is a great time to review your auto insurance. Whether you have a teen driver commuting to school, navigating busy local roads, or simply want to make sure your current coverage still meets your needs, having the right protection in place can make all the difference. Before the school traffic picks up, take a few minutes to review your policy and help keep yourself and your family protected on the road this school year.

I am a firm believer that customers do business where they are welcome and stay where they are appreciated! It has been an absolute joy to empower families, women and business owners in our community to protect and grow their wealth. Helping you plan for a brighter future is not just my job—it's my passion.

I love representing State Farm because it was founded on principles of integrity and community, not just profit. Here, we genuinely care for you and are committed to uplifting our tri-state community.

New Jersey - Pennsylvania - Delaware - New York... we are uniquely positioned to help with your insurance and financial needs.

My Background

I was born and raised in the Garden State—New Jersey (NJ)! I graduated from Rutgers University in New Brunswick in 2004 with a Bachelor’s in Economics and had the honor of being selected as the Senior Class President. Go Scarlet Knights! When I am not developing financial road maps and generating life insurance quotes for my customers, I enjoy spending time with my husband, Kens, and our two children, Anya and Zion. We love watching Netflix movies (with commercials), trying new cookie recipes, and cheering on our J-E-T-S!

Services We Provide

At our agency, we’re on a mission to educate our community about the importance of having protection and a plan for what matters most. We believe in arming families with the knowledge and resources they need to thrive.

Our suite of services includes:

• Financial : Helping you grow your wealth for a brighter tomorrow. (*Phone, In Person or Virtual Appt Necessary)

• Life : Because your loved ones deserve protection.

• Auto : Safeguarding your journeys on the road ahead.

• Home : Protecting the heart of your family—your home.

• Renters : Coverage for your treasured belongings, wherever you are.

• Condo : Tailored protection for your unique living space.

• Business / Commercial : Supporting your entrepreneurial dreams.

Call - Text - Email... Reach out to us today for a personalized quote! We are happy to help you!!!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Michelle about your options in Maplewood.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Michelle is proud to serve the Maplewood community.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Serving Maplewood and the surrounding area, Michelle can help answer your questions.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Michelle, your local State Farm agent in Maplewood, NJ, is here to help.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Have questions? Michelle in Maplewood can walk you through your options.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Michelle works with Maplewood residents to find coverage that fits.